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Fixed or Floating rate
Fixed or Floating rate home loans: Which is best?

Fixed or Floating rate home loans: Which is best?

Fixed or Floating rate

Fixed or Floating rate: Lending rates in India are currently at a decade low and are expected to remain so for the next one to one and a half years due to slow economic activity caused by the ongoing Covid-19 pandemic. However, since the second half of the fiscal year ended March 2021, there has…

financial ratios
Six financial ratios to consider before buying a property

Six financial ratios to consider before buying a property

financial ratios

Financial ratios: The importance of owning a home has been highlighted by COVID-19. Huge unsold inventory and a loss of confidence brought on by the pandemic have ensured that Indian real estate remains a buyer’s market. The dynamics of buying a house are currently most appealing, with decadal lows in home loan interest rates and…

EMI
What is an EMI and how is it calculated?

What is an EMI and how is it calculated?

EMI

EMI: Rather than depleting your hard-earned savings, it is better to take out a loan to cover large financial expenses such as a wedding, home renovation, or any emergency expense. Applying for a loan from a bank or lending institution also allows you to repay it over time in regular installments known as equated monthly…

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