INSIGHTS / Financial Sector

Market share
Market share of banks in individual housing loans up

Market share of banks in individual housing loans up

Market share

Banks’ market share in individual housing loans has increased from 62% in 2017-18 to 67% in 2019-20, while housing finance companies’ (HFCs’) has decreased from 38% to 33%. In 2018-19, banks and HFCs held 64% and 36% of the market share in individual housing loans (IHLs), respectively. The overall growth in IHLs of banks and…

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